Lorain Public Library System - Useful Web Links
Selected Topic: Credit and Debt Counseling
360 Degrees of Financial Literacy
Adults & teens can use this site to learn how to make sound personal financial decisions for every stage of life. Financial information for specific groups of individuals, such as small business owners, members of the military & individuals in financial crisis is available. Provided by the American Society of Certificed Public Accountants.
Annual Credit Report
This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
Consumer Credit & Loans
Links to information about federal laws on consumer credit, debt collection, identity theft & consumer-related banking law.
Consumer Frauds & Scams
Information on how to protect yourself from being defrauded or "scammed" out of your money.
Offers free credit scores in a Credit Report Card that scores key components of users actual credit reports at TransUnion LLC.
Offers a tool that simulates your credit score based on how you answer several questions.
Useful for discovering the customer service/bill paying contact information for various companies.
Provides information in straightforward terms about issues related to money management from credit cards to debt relief to credit repair. From the Federal Trade Commission.
Money Matters: Your Home
Information for consumers on how to manage issues with paying home mortgages. Includes information about reverse mortgages & foreclosure rescue scams. From the Federal Trade Commission.
Frequently-updated list of current money scams by category, including banking scams, Ponzi schemes & tax scams.
Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions. Information on this portal site is collected from over 20 different federal government agencies. Some information is also available in Spanish.
You'll get a free evaluation of your credit, home value, mortgage, budget and more, then get important tips on how to make the most of them (minus the confusing financial jargon).
Save the Dream Ohio
Official Ohio government foreclosure prevention effort.
Student Loan Borrower Assistance
This site is for people who already have student loans and want to know more about their options and rights. Links to news about current issues relating to student loans. Provided by the National Consumer Law Center.